Welcome to the official site of Michigan Home Loans!
I'm James Nieman. My mission is to exceed your expectations by guiding you to the solutions which will allow you to ahieve your goals.
Backed by my history of success as a seasoned mortgage banking professional, I have what it takes to foster business growth. When doing business with you, I strive to uphold exceptional mortgage and lending practices.
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Residential Mortgages in Rochester Hills, Michigan

We are a full-service mortgage company based in Rochester Hills, Michigan. We specialize in residential mortgages in Rochester Hills. We also serve the surrounding cities in Oakland County, Macomb County, Livingston County, St. Clair County, Wayne County, Gennesse County, and Monroe County. Whether you are buying a home or refinancing in any of these zip codes: 48307, 48309, 48306, 48044, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

What makes Michigan Home Loans unique is that we offer the following niche programs as well: streamline refinance, VA IRRL interest rate reduction, 203k,  multiple investors, and financing solutions.

Contact Michigan Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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